James H. Wilson III sued Hearos, LLC in Georgia state court, alleging he suffered permanent hearing loss at a shooting range because of Hearos’s faulty earplugs. Wilson v. Hearos, LLC, No. 23-12550 (11th Cir. Feb. 18, 2025). A non-party, Protective Industrial Products, Inc. (PIP), removed that suit to federal court, where it was dismissed as…
Year: 2025
Added Fees for Online or Phone Payment Violate FDCPA
Charging optional fees for making expedited mortgage payments online or by phone violates the Fair Debt Collection Practices Act (FDCPA), according to the Eleventh Circuit. Glover v. Ocwen Loan Servicing, LLC, 127 F. 4th 1278 (11th Cir. Feb. 4, 2025). The FDCPA prohibits collection of any fee that is not expressly authorized by the agreement…
Federal Communications Commission’s 2023 Rule Interpreting “Prior Express Consent” Under the TCPA Violates the Administrative Procedure Act
The Eleventh Circuit vacated the Federal Communication Commission’s (“FCC”) 2023 rule interpreting the meaning of “prior express consent” under the Telephone Consumer Protection Act (“TCPA”) because the rule impermissibly conflicted with the ordinary statutory meaning of “prior express consent.” Insurance Marketing Coalition Limited v. FCC, 127 F.4th 303 (11th Cir. 2025). Insurance Marketing Coalition Limited…