A reasonable jury could have found that a property insurer knew or should have known it was clearly liable to pay its insured the $50,000 policy limit in a case involving a bar fight gone wrong, culminating in a deadly shooting. Kinsale Insurance Company v. Pride of St. Lucie Lodge 1189, Inc., No. 22-12675, 2025…
Author: Kamryn Alexander
Interpretation of Competing “Other Insurance” Clauses Turns on Policy Language, Not Broad Categories or Labels
In Gemini Insurance Co. v. Zurich American Insurance Co., No. 22-13495, __ F.4th__, 2024 WL 4553123, (Oct. 23, 2024), two insurance companies disputed what share of a $2 million settlement each was required to pay under Florida law. The answer turned on the interpretation and interaction of two “other insurance” clauses. Gemini and Zurich both…